Cash Loans Online
We’re here to help, the easy way. Get a fast, hassle-free, secured loan up to $3000. It’s money made easy.
APPLY NOW
It’s so simple. Just choose your loan amount from $500 to $3000, fill out the form and apply in a matter of minutes – apply now >
HOW IT WORKS
Applying with Today Loans is very simple and very quick! Just click ‘apply now’ – fill out the form – upload your documents… and away you go!
GET CASH FAST
Short of cash for that important event or car repayment? Maybe you just need a quick getaway? Apply now for loans up to $3000
talk to a real person
We are real people, based in Australia and ready help you find the short term money solution you need. So if you need help, just give us a call…
Quick and easy online applications
Are you tight on time as well as cash? Get things moving in a matter of minutes with our 24/7 on-line application.
convenient and user friendly
At home, work or on the move its super easy to apply online with your PC or any mobile device – you don’t even need to talk to us. But if you do need a hand, just call.
paid direct to your account
Once approved, we’ll transfer the cash direct to your bank account – so you can access your money within hours (in most cases). It really is that easy with Today Loans!
Lending Information
Nominal Annual Percentage Rates of Interest Charged (as defined by s.153 of the National Credit Code):
- $2,000 and under – (Unsecured – permitted monthly fee 4% flat per month. (As set by NCCP. Fee-based loan with 0% interest.)
- $2,001 – $3,500 – Maximum Nominal Interest Rate is 48%
Associated Fees:
There are No Fees on Application on this website.
Credit Checks:
Today Loans does not perform a credit check until after a professional lending consultant has spoken directly with a client, our lending consultants do not request any personal information such as Date Of Birth and Physical Address to complete a credit check.
Non-Payment Implications:
Financial Implications – Non Payment may result in additional fees being imposed, although these will always be disclosed to you before you enter into any loan agreement. Mis-Payment Fees can range from a minimum of $25 to a maximum of $60. Default fees may also be imposed to a maximum of 200% of the original loan value, these fees will be discussed with customers before loan applications are processed.
Collection Practices – Today Loans prides itself on being an approachable company, bound by its Hardship Policies which are in accordance with government recommendations. Collection policy will always be disclosed to you before you enter into any loan agreement. Please contact us as soon as you become aware that you may not be able to make a repayment, to make alternative arrangements with our loan consultants.
Credit Score:
Non Payment can affect your credit score/history and your ability to borrow in the future.
Repayment period: Minimum repayment period is 6 months, maximum repayment period is 36 months.
What a Today Loan costs:
Example of a $2,500 loan of a Maximum term of 24 months:
Customer: $2,500
Establishment fee: $500
Documentation Fee: $375
Client Ref. Enquiry fee: $375
Suitability Assessment Fee: $85
Nominal percentage (interest) rate: 9%
Comparison rate: 59.8920%
Total Interest payable: $459.67
Transaction fee: $0.99 per transaction (total $102.96)
Total number of repayments: 104
Repayment amount: $41.30
Total amount of repayments: $4,294.67
WARNING: This comparison rate is accurate and applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.